What laws would you like a new president to enact, regardless of political party?

I’m getting real tired of the dog and dead-horse show that’s passing for political “debate” nowadays.

How about pushing for a “I don’t care who is elected; this needs to be a law right now” political party.

Right off the top of my head, I’ve got two…

#1 – To stimulate the economy, grant immediate tax relief for all public school educators. No federal taxes while they hold that position and a 100% rebate of their 2014 tax filing.

#2 – No family member of any federally wanted felon in the US, Mexico, or Europe can attend any schooling of any kind in the US.


Today is a pretty bad day for small businesses with old credit card readers

Today, October 1 2015, is going to be a bad day for small businesses with the old swipe-only credit card readers. 

Effective today, all merchants in the U.S. will be held liable for ANY fraudulent transactions that take place in their business if they are still using the “old” swipe-only credit card readers. 

The shift, called the EMV initiative, mandates all simple-swipe readers need to have been retired or disabled by today, and new card readers that allow for the insertion of chip-embedded cards must be in place instead. No exceptions. 

While big companies like WalMart and Target have had these card readers in place for over a year now, any small business or mom & pop shop that missed the memo from their credit card processors are in for a devastating surprise the next time they contest a false charge or are hit with a massive chargeback from their credit card processing company.

If you see any small businesses with the old swipe-only readers, or if you know anyone running a small business with a swipe-only card reader, tell them to talk to their credit card processing company ASAP to get an upgrade to a chip-reading card reader. They are much more expensive than the plain swipe-only versions, but the liability risk is now FAR too high to ignore.

You can also send them the discussion about the EMV initiative, the terminal types now required, the liability shift concern, and how big a pain this has been to adopt.

Check your Google music page for half off any album $15 or less

I just signed in to check my Google music account page and saw a surprise banner ad saying “for a limited time only, get 50% off the current store price of any music album priced $15 or less… only users who receive this offer in their Google Play account are eligible.”

Sure enough, clicking on any album that’s marked $15 or less showed up half off!

My bank account is about to cry a little bit.