There’s a pretty straightforward interactive flowchart on the New York Times website that goes over the changes you can expect from the healthcare system. Just click on whether you are insured or uninsured and then choose from one of the four subsections that follow.

Clicking MORE under the summary takes you down the page to a more detailed explanation of what you can expect.

If your company pays your insurance, “Insurers will have to pay a 40 percent excise tax on high-value group plans – those in which premiums for families are $27,500 or more, for instance – starting in 2014. Experts say the tax will likely be passed on to employees through higher premiums or lower benefits and wages.”

If you pay your own insurance, it’s an even a bigger barrel of fun! “Premiums for individual policies will be 10 to 13 percent higher by 2016 than the average premium that year under current law, according to Congressional estimates. But most people would qualify for subsidies, meaning they might pay less than they do now.”

Less pay and less benefits for everyone! Yay!

Oh, wait… it’s not opposite day anymore. Nuts.